Short & Long Term Disability

Disability insurance can benefit those who lose wages due to a work-related illness or injury, or pregnancy or childbirth.

 

Short term disability insurance can be ideal for an insured who desires

  • coverage immediately following the day of disability
  • disability insurance that is not tied to a particular job
  • coverage until employer-provided disability insurance takes effect
  • a lower premium as a result of a shorter benefit period

 

Long term disability may be the best option for an insured who

  • does not need immediate disability benefits because other resources are available
  • desires a plan tailored to specific needs
  • wants coverage to transfer if a job change occurs
  • seeks long term disability benefits

 

For more information about short and long term disability insurance or to receive a quote, contact us today.