Solutions

  • Compliance

    Determining compliance with Health Care Reform and the Affordable Care Act can be a difficult and time consuming task for employers and human resource managers.  Palmetto…

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  • Commercial Lines Insurance

    Your auto, home, business and other assets are valuables that needs to be protected. Commercial lines insurance can safeguard them in the case of an…

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  • Life Insurance

    Life insurance can offer you and your family financial security, and help provide for them once you are no longer able to. The benefits of…

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  • Individual Health

    Health insurance is designed to financially protect you and your family in the event of unexpected illness or injury. Because you cannot predict the cost of…

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  • Dental & Vision Insurance

    Maintaining good dental health is important, and it can be very expensive. Purchasing a quality dental insurance plan can help with these expenses, promote routine…

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  • Individual Disability

    Disability insurance is a form of insurance that provides income to an individual who becomes disabled. Becoming disabled through an injury or sickness can lead…

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Specialized Insurance Solutions

Are you looking for a creative way to reduce the cost of your health insurance plan while providing employees with better access to lower cost care?

 

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Tele Medical Benefits

Tele medical benefits are a great way for a business to provide employees with 24/7 access to physicians without the expense of a costly visit to the Doctor, Urgent Care Center or ER. The doctors can diagnose up to 70% of the most common issue over the phone and send a prescription to the members nearest pharmacy.

In many cases a business that implements a tele medical benefit will see a 20% reduction in medical claims which translates to better renewals and lower pricing.

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Prescription Drug Concierge Programs

Prescription drug concierge programs provide businesses with a cutting edge way to reduce overall prescription drug claims found in most group health plans. Less drug claims paid by the insurance plan leads to lower renewals and significant savings for the employers.

In many cases businesses will see a 30%-50% reduction in prescription utilization in one year. This translates to better performing plans and lower rates.

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