Supplemental Benefits

Depositphotos_3365657_originalSupplemental Benefits are available to eligible employees on an optional bases and are designed to enhance your core benefit package by allowing you to customize additional benefits and services for you and your family. Many of these optional benefit programs can be purchased on a pre-tax bases through payroll deduction. They are a great way to help cover deductibles, copayments and other expenses not covered by your plan.

  • Coverage is available for your spouse and children with most products.
  • Benefits are paid directly to you, unless you specify otherwise.
  • With most plans, you can continue coverage when you retire or change jobs, with no increase in premiums.
  • With most plans you receive benefits regardless of any other insurance you may have with other insurance companies.
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Disability Insurance

Replaces a portion of your income to help make ends meet if you become disabled from a covered accident or covered sickness.

Accident Insurance

Helps offset unexpected medical expenses, such as emergency room fees, deductibles and copayments, which can result from a fracture, dislocation or other covered accident or injury.

Cancer Insurance

Helps offset out-of-pocket medical and indirect, non-medical expenses related to cancer that most medical plans do not cover. This coverage also provides a benefit for specified cancer-screening tests.

Critical Illness Insurance

Complements your major medical coverage by providing a lump-sum benefit that you can use to pay the direct and indirect cost related to a covered critical illness, which can be expensive and lengthy.

Life Insurance

Enables you to tailor coverage for your individual needs and helps provide financial security for your family members.