- Coverage is available for your spouse and children with most products.
- Benefits are paid directly to you, unless you specify otherwise.
- With most plans, you can continue coverage when you retire or change jobs, with no increase in premiums.
- With most plans you receive benefits regardless of any other insurance you may have with other insurance companies.
Replaces a portion of your income to help make ends meet if you become disabled from a covered accident or covered sickness.
Helps offset unexpected medical expenses, such as emergency room fees, deductibles and copayments, which can result from a fracture, dislocation or other covered accident or injury.
Helps offset out-of-pocket medical and indirect, non-medical expenses related to cancer that most medical plans do not cover. This coverage also provides a benefit for specified cancer-screening tests.
Critical Illness Insurance
Complements your major medical coverage by providing a lump-sum benefit that you can use to pay the direct and indirect cost related to a covered critical illness, which can be expensive and lengthy.
Enables you to tailor coverage for your individual needs and helps provide financial security for your family members.